Best Independent Contractor Insurance Companies of January 2023

Table of Content

• What Is Independent Contractor Insurance?
• Labor Commissioner's Office
• Best for High Coverage
• Freelance marketing jobs

The job is exchanged for cash and there are no other benefits, such as health insurance. As an independent contractor, you may earn more money than as an employee. U-Haul hires part-time customer service and sales agents.

Information from contributor Danielle Braff and former staff writers Kaitlyn Blount and Matt Reinstetle is included in this report. Check out our roundup of the best online tutoring companies to work for. Hopper is a website and app that helps you find good deals on flights, hotels and car rentals. While Hopper isn’t as large a company as many on this list, it is a fully remote company that has team members around the world who work from home.

What Is Independent Contractor Insurance?

If you're the adventurous, entrepreneurial type, then working as an independent contractor might be a great career choice for you. Form 1099-NEC is used to report nonemployee compensation. While it is not directly filed by the contractor themself, it is important to be aware. Each form comes with Copy A and Copy B. As the business owner, you must file Copy A with the IRS and send Copy B to the contractor for their own records. Contractors and employees should not send Form W-9 to the IRS.

Also, as an independent contractor, there’s more flexibility when it comes to your schedule. You’ll need to keep track of your own hours that you’ve worked, as you’ll usually have to submit an invoice to the company in order to be paid. If you’ve never worked from home before, and are wanting to gain that experience, then starting out with an independent contracting job is a great way to get it. Zoom has been providing cloud video conferencing since its initial release in 2012, but thanks to the pandemic pushing all meetings to virtual, it became the fifth-most-downloaded app worldwide in 2020.

Labor Commissioner's Office

Linehaul contractors must pay their own business-related expenses, such as power unit payments, fuel, taxes and insurance. Many businesses are looking for a freelance marketing consultant to help them promote their products and services. If you have skills in digital marketing, it will be easy to find freelance digital marketing jobs. Again, you can become a freelance editor in any language as many large websites are hiring freelancers to help them go multi-lingual.

And unemployment insurance usually doesn't cover gig workers who can't find employment (2020's CARES Act made an exception). A wide variety of positions fall into the category of a gig. The work can range from driving for Uber or delivering food to writing code or freelance articles.

Best for High Coverage

You can choose your pay rate and only get matched with clients who pay that rate. You’ll also choose your areas of expertise, so you’re matched with relevant articles. If clients love your work, they can send you direct opportunities, rather than placing their articles in a pool for writers to apply for.

Its telephone mystery shopper position is an independent contractor job where you can call businesses across the United States, acting as a customer, and providing feedback. Active Network hires independent contractors for its seasonal sports event reservation specialist positions that run from May through September. Self-elected workers' compensation insurance coverage provides wage-loss and medical benefits to an independent contractor should a work-related injury or occupational disease occur. Independent contractors also may deduct more business expenses than employees typically can claim.

Create your profile and apply for jobs in your chosen areas. You can search within your desired pay rate, expertise level, and more. Like I mentioned earlier, being an independent contractor means you’re a business person.

A state taxpayer ID can save you money by allowing you to buy items at wholesale and free of sales tax, provided you intend to resell the merchandise. Your local Small Business Administration Office can help you get started with this and other business matters for free. Independent contractors typically provide their own tools. Companies generally can't reimburse independent contractors for out-of-pocket expenses, so you should consider those expenses when determining your rates.

GIKAS PAINTING AND CONTRACTING

For these positions, you’ll need to have excellent communication skills, a reliable internet connection, and an audio headset with a microphone. In this freelance role, you’ll earn $3.00-$7.00 per task and payments made via Dwolla every other Tuesday. Perception Strategies hires Healthcare Mystery Shoppers to work from home using their telephones. The company hires independent contractors in several states, and says it’s “always hiring”. Once your application is accepted, you must perform a sample mystery shop to ensure you’re a good fit for the position.

It's also common to change careers many times throughout a lifetime, so the gig economy can be viewed as a reflection of this occurring on a large scale. This company hires Agents to work from home in sales and marketing. This company hires Social Media Evaluators to work between 1 and 4 hours per day. Trusted Health matches travel nurses with jobs that fit their requirements, preferences and location.

A self-employed individual does not work for a specific employer who pays them a consistent salary or wage. In the modern digital world, it's becoming increasingly common for people to work remotely or from home. This trend accelerated during the 2020 COVID-19 pandemic.

You can sign up as an organizer or writer, both of which are independent contractor positions. The positions are flexible, and you can sign in 24/7, whenever you’re available to teach, but you must commit to 10 hours per week. You’ll need to have fluency in the language you apply to teach.